
Why Am I Broke? Again!
Identify Your Spending Triggers, Master Your Money, Unlocking the Secrets to Smarter Spending
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Buy Now for £6.99
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Narrated by:
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Jamal West
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By:
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Chris Penman
About this listen
How to Stop Wondering Where Your Money Goes Each Month Picture this: It's the end of the month and you’re checking your bank balance, baffled by how low the numbers look. You’ve worked hard, avoided big purchases, and yet, you're scraping through until payday. Or consider your weekly grocery shop; you go in for essentials and leave with twice as much, wondering how a quick shop turned into a wallet-emptying expedition. Then there are those evenings when a simple click swipes more from your account for yet another online subscription you thought you’d cancelled.
It’s not entirely your fault. In today’s fast-paced world, invisible spending traps are everywhere, especially for those on a fixed income. Clever marketing, easy credit, and the convenience of digital payments can make spending almost feel like it’s not real–until the consequences hit your bank account.
If you find yourself constantly puzzled by your dwindling bank balance, despite your best intentions to save, this book is your lifeline. It dives deep into the subtle culprits behind your financial drain and offers practical, actionable strategies to take back control.
Inside, you’ll discover:
Strategies to decode and manage your financial flow effectively turning mysterious spending into mapped-out money
Smart shopping tips and a digital detox plan that protect your purse from impulsive splurges and unseen expenses
A step-by-step guide to gradually boosting your earnings and achieving financial independence without sacrificing your daily joy.
This book is not just about saving money; it’s about transforming your financial mindset and habits. Embrace the guidance within, and start making smarter choices today. Say goodbye to month-end money mysteries and hello to a healthier bank balance!
©2024 Chris C Penman (P)2025 Chris C PenmanListener received this title free
Fantastic
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Love it
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The most useful book I have read / listened to this year!
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but the world is set up to make this happen
i've just bought a new phone, and every two minutes it seems the thing shows me an advert for something i may want to buy, based on my location - just walked past the shop, based on the time - maybe it's time to order food, based on my recent internet history, just looked up a manual for my washing machine - now i'm getting ads trying to sell me one and also trying to sell me different pdf manuals for literally everything in my house.
the whole world is trying to separate you from your money, even i am writing this review!
the real trick is - being aware that this is happening.
written from first hand experience
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Makes so much sense
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Super Insightful
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covid turned us all into just eat fanatics but have we all really forgotten how to cook?
do we really need 5 different streaming services only to then not find anything to watch?
my virgin account alone is almost £100 for rubbish tv and even worse broadband and i get unlimited data on my mobile anyway - do i even NEED broadband?
what an eye opener this book was.
The title made me laugh but its' SO TRUE
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Awesome
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A Masterclass in Financial Awareness
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