Did you know that the recent passage of the Social Security Fairness Act could significantly increase retirement income for many Americans? In this episode, John and Tommy break down the elimination of the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO), explaining how these changes impact public sector employees and their Social Security benefits. They discuss how financial advisors can help clients navigate these shifts, optimize their benefits, and prepare for potential tax implications.

Access the full show notes at Mason & Associates, LLC

Resources Mentioned:

• Tommy Blackburn: LinkedIn
• John Mason: LinkedIn
• Social Security Fairness Act
• MoneyGuide Pro
• RightCapital
• Dave Ramsey
• Episode 81: Social Security Shake-Up: What Proposed Changes Mean for Federal Employees
• Episode 73: Maximizing Social Security with Elaine Floyd
• Episode 41: Social Security In The News & We’re Confused
• Episode 38: Social Security: The Tax Torpedo
• Episode 37: Social Security: Family and Survivor Benefits
• Episode 36: Social Security: Beyond the Basics
• Episode 35: Social Security: How to Maximize Your Benefits
• Episode 30: SECURE 2.0
• Episode 12: Federal Employee Financial Planning Social Security Fairness Act: WEP
• Episode 11: Federal Employee Financial Planning Social Security Fairness Act: GPO

Are you ready to make informed decisions about your federal benefits and financial future? In this episode, Tommy, John and Ben explore the current market landscape and what the start of 2025 could mean for investors, especially those navigating the complexities of federal benefits. They discuss the importance of staying focused on long-term growth despite market volatility and share actionable tips on building a financial plan for the new year, balancing personal goals, tax considerations, and investment strategies.

Access the full show notes at Mason & Associates, LLC

Resources Mentioned:

• Tommy Blackburn: LinkedIn
• John Mason: LinkedIn
• Ben Raikes: Website
• Mason & Associates YouTube Channel
• Best Days to Retire as a Federal Employee
• Don’t Close TSP
• Don’t Max Your TSP
• Do NOT Decline Survivor Benefits

How will upcoming changes to the Thrift Savings Plan (TSP) impact your retirement strategy? In this episode, John, Tommy, and Ben explore the evolving landscape of TSP, focusing on new contribution limits and, coming in 2026, in-plan Roth conversions. They emphasize the importance of a collaborative approach to financial planning, avoiding groupthink, and tailoring strategies to each client’s unique needs.

Access the full show notes at Mason & Associates, LLC

Resources Mentioned:

• Tommy Blackburn: LinkedIn
• John Mason: LinkedIn
• Ben Raikes: Website
• Dave Ramsey
• Thrift Savings Plan (TSP)
• Michael Kitces