Kris emphasizes the importance of starting early with Indexed Universal Life (IUL) policies and using Equity Index Annuities for older individuals. She advocates for ongoing financial literacy and overcoming procrastination to achieve financial security.

Kris explains the benefits of tax-free and tax-deferred investments, such as Indexed Universal Life insurance, and the necessity of having a rainy-day fund. The discussion also discusses the American Dream, the dollar's declining value, and global economic shifts. Kris introduces her financial literacy program, "Create Income You’ll Never Outlive," and encourages proactive steps toward financial independence.

Highlights

{04:30} Retirement savings

{10:20} Central Digital Currency (CBDC)

{14:30} Investment Strategies for Different Ages

{20:00} Life Insurance as an Investment Tool

{28:40} American Dream and Financial Freedom

Kris Miller bio:

Kris Miller, a retirement and living trust expert, has advised over 5,000 families in the past 20 years on retirement and estate planning issues. She coined the phrase, "pretirement" to emphasize how we need to prepare for our Golden Years before retiring. Her new book, Ready For PREtirement, 3 Secrets for Safe Money and a Fabulous Future (Morgan James, September 2012) is a comprehensive guide to help anyone at any age to plan for retirement. In addition to her estate planning practice, Miller owns Trust Unlimited and the Living Trust Institute, a document preparation service for creating revocable living trusts. Miller has conducted numerous workshops to educate people and organizations about wise money management for their senior years, how to provide income for retirees, how to avoid probate, reduce taxes, secure the proper insurance, avoid asset seizure to pay medical debts, and how to create a Living Trust.

Connect with Kris:

https://createincome.healthymoneyhappylife.com

https://healthymoneyhappylife.com

https://www.amazon.com/stores/author/B009F12364/about