We all have big ideas of what we would do if we had a sudden windfall of a million dollars - but today we want to get practical. Now, I know it’s tempting to imagine a dream getaway, buying luxury items, or even a private island! Today's episode explores some smart strategies to maximise that million-dollar windfall. I know you know that a million dollars could truly change your life. Lets dig down to the how: by paying out debts, buying a home, getting smart with your investment strategy, putting some aside for retirement and spending on things that bring you pure joy! Its your money so have some fun and enjoy the journey! Here is the link to the quiz https://www.tryinteract.com/share/quiz/64c1bd228bcf2e0014107f90

Oh how I love chatting with Jules Brooke….after the formality of part one of this interview - where Jules tells us how to be a woman of influence, we are chatting about changing the world.

How is it that women, and in particular women who feel invisible and devalued can step into our power. Lets deep into the patriarchy, the empowerment of women in particular the importance of women stepping into their power and becoming visible leaders, sharing personal anecdotes and insights that highlight the challenges and triumphs we face as invisible women.Jules is so committed to creating a world where women have actual influence, supporting diversity and being the person that mentions your name in a room full of opportunity.

This episode was not just a discussion about women and money; it’s a rally cry for all women to embrace their power, challenge the status quo, and support each other in the journey toward equality and influence. Enjoy this little bit of inspiration and of course, enjoy the journey!

About 12 years ago I was broke and broken up with. Debt seemed insurmountable and I was in a constant state of scarcity. That state really does keep you from moving forward.

So here I am - diving deep and giving you some of the strategies that got me from there to here…not without a few wrong turns of course. What I found was its not just one thing that gets us out of debt. It’s the combination of the what and the woo!

There are different types of debt - with different values.

Credit: credit cards, personal loans, and home loans

Messy debts: overdue bills, late payments and stuff that accumulate often unnoticed.

When you understand the difference between good debt used to leverage and lead to financial growth, and bad debt, which are all those things you paid on credit and forget immediately.

I know this because I have lived it - more than once. One of the best things I discovered on the part of my happy money journey that took me out of debt was EFT or tapping. There are a number of ways to change your state, and take you from a feeling of scarcity to abundance but this is one of my favourites. Here are some links that will help you explore more:

https://www.happymoneyjourney.com.au/pl/2148300463 Link to debt list download

https://www.youtube.com/watch?v=XRfLTQjJhp0 Nick Ortner

https://www.youtube.com/watch?v=f4hVGAUbK-8 - Brad Yates

00:00:00 - Introduction to Debt and Mindset 00:01:15 - The Importance of Understanding Debt 00:02:30 - Types of Debt: Credit vs. Messy Debt 00:04:36 - Good Debt vs. Bad Debt 00:05:58 - Overcoming Overwhelm and Scarcity 00:08:08 - Taking Control: Listing Your Debts 00:09:12 - Addressing Day-to-Day Living Expenses 00:10:49 - The Cost of Ignoring Maintenance 00:11:31 - Creating a Repayment Plan 00:12:02 - Emotional Freedom Technique (EFT) Introduction 00:13:17 - Using EFT to Shift Your Mindset 00:15:06 - The Process of EFT Explained 00:17:15 - Conclusion and Resources 00:19:13 - Acknowledgment of Traditional Land 00:19:35 - Closing Remarks and Disclaimer

Hey Honeys In this exciting first part of a two-part interview, I had the immense pleasure of sitting down with the remarkable Jules, a true powerhouse in the realm of public relations and women's empowerment. Our conversation centered around the vital topic of how women can take up more space and become influential figures in their respective fields. We kicked off our discussion by addressing the societal pressures that often make women feel uncomfortable about promoting themselves. Jules emphasized the importance of shifting the focus from oneself to the impact one can have on others, particularly younger women who are seeking role models. She shared compelling research indicating that many young girls struggle to identify role models in the careers they aspire to, underscoring the necessity for women to step into the spotlight. Jules introduced her "seven pillars" strategy for building influence, starting with the power of LinkedIn. Unlike other social media platforms, LinkedIn has a significantly lower percentage of active posters, making it an ideal space for women to stand out and share their professional stories. We discussed the importance of crafting a compelling LinkedIn profile that goes beyond a mere resume, encouraging listeners to share their personal journeys and motivations. We also explored the role of public relations in establishing credibility. Jules shared her insights on how getting featured in media outlets and participating in podcasts can enhance one's visibility and authority. She emphasized that having a strong online presence is crucial, as it shapes how others perceive you when they search for your name. Networking emerged as another vital tool for influence. Jules passionately spoke about the importance of building connections and how these relationships can provide support and open doors throughout one's career. She shared her experiences of creating spaces for women to connect and uplift each other, particularly in environments where they may feel isolated. We also touched on the significance of public speaking and how it positions women as leaders. Jules highlighted the alarming statistic that only 15% of speakers are women, which motivated her to create a directory for female speakers. She encouraged listeners to embrace speaking opportunities as a means to share their expertise and influence change. Lastly, we discussed the potential of online courses as a way to showcase knowledge and build a personal brand. Jules suggested that even simple FAQ videos on a website can provide insight into one's expertise and personality. As we wrapped up this first part of our conversation, I was left inspired by Jules' insights and practical advice on how women can raise their profiles and become influential leaders. But this is just the beginning! In a couple of weeks, we’ll dive deeper into the implications of becoming a woman of influence. join us as we continue this empowering journey, encouraging each other to take up space, share our stories, and support one another in our paths to influence. Be sure to check the show notes for additional resources and insights from this episode!

00:00:00 - The Empty Vessel of Status Discussion on the pressures men face regarding status and identity tied to material possessions.

00:00:19 - Introducing Jules Introduction of Jules and her work in PR and promoting women.

00:01:57 - Taking Up Space Exploring how women can become influential and take up more space in their fields.

00:02:25 - The Importance of Role Models The need for women to be visible as role models for younger generations.

00:03:39 - The Power of LinkedIn Discussion on the unique advantages of using LinkedIn for professional visibility.

00:06:29 - The Role of PR The significance of public relations in building credibility and influence.

00:07:43 - Building Relationships with Media How to establish connections with journalists and media outlets for better exposure.

00:09:09 - The Value of Awards The importance of winning awards for credibility and self-reflection.

00:11:09 - Leveraging Podcasting Using podcasts as a tool for networking and showcasing expertise.

00:12:54 - Networking as a Tool for Success The benefits of networking and building a supportive community.

00:14:57 - Creating a Supportive Environment The importance of fostering a supportive network among women in business.

00:17:32 - The Importance of Speaking Engagements How public speaking can position women as leaders and influencers.

00:19:52 - Online Courses as a Platform Using online courses to share expertise and build a personal brand.

00:20:51 - Consistency in Building Influence The necessity of consistency and time in raising one's profile.

00:24:43 - What Happens When You Become Influential Teaser for the next part discussing the implications of being a woman of influence.

In this episode, I dive deep into the intersection of money mindset and practical financial knowledge, emphasizing the importance of both in achieving financial success. As I embark on this solo journey, I share my thoughts on the prevalent discussions around money mindset and the often-overlooked practical aspects of managing finances.

I begin by highlighting the necessity of understanding how money works in order to master our mindset. It's not enough to rely solely on affirmations or positive thinking, we need to equip ourselves with practical knowledge to truly feel financially secure. I address the overwhelming presence of financial gurus and the narratives that often perpetuate feelings of inadequacy, particularly among women and marginalized groups.

Throughout the episode, I stress that many of us are conditioned to believe we are not good with money, which can lead to self-sabotage and imposter syndrome. I encourage listeners to take control of their financial narratives by examining their spending habits and aligning them with their true values. By conducting a "money makeover," we can identify unnecessary expenses and make conscious choices that empower us.

I also delve into the concept of manifesting and how it plays a crucial role in creating wealth. I share practical steps for setting clear intentions and visualizing our goals, while also addressing the fears and limiting beliefs that may hold us back. I emphasize the importance of trusting the process and letting go of the need to control the "how" and "when" of our financial journeys.

As I recount my personal experiences, including my journey to acquiring an investment property, I illustrate how visualization and gratitude can transform our relationship with money. I encourage listeners to embrace their fears, take action, and recognize that mistakes are part of the learning process.

In closing, I invite my audience to reflect on their fears and what they are grateful for, urging them to ponder these questions in the days to come. I promise to provide additional resources, including a blog post on the five steps to manifesting the life of their dreams.

Thank you for joining me on this enlightening exploration of money mindset and practical financial management. I can't wait to share our next exciting interview with you soon! Enjoy the journey!

00:00:00 - Introduction: Money Mindset and Practical Knowledge 00:01:00 - The Importance of Practical Knowledge 00:02:30 - Understanding Money Stories and Societal Constructs 00:04:00 - Women and Money: Breaking the Cycle 00:05:30 - Simple Steps to Manage Your Money 00:07:00 - Aligning Spending with Values 00:08:30 - Manifesting Your Financial Goals 00:10:00 - Setting Clear Intentions 00:11:30 - Visualizing Your Goals 00:13:00 - Unpacking Fear and Limiting Beliefs 00:15:00 - The Hero's Journey: Taking Control of Your Finances 00:16:30 - Trusting the Process of Manifestation 00:18:00 - The Beach House Story: A Personal Example 00:19:30 - Overcoming Scarcity Mentality 00:20:30 - Balancing Comfort and Adventure 00:21:30 - Practicing Gratitude and Self-Care 00:22:30 - Distinguishing Manifesting from Magical Thinking 00:24:00 - Taking Action and Building Habits 00:25:30 - Learning from Mistakes and Embracing Imperfection 00:27:00 - Reflection: Fear and Gratitude 00:28:00 - Conclusion: Enjoying the Journey

In the final part of this episode, we continue our enlightening conversation with Sallyanne Hartnell, diving deeper into the intricacies of navigating life after divorce. We reflect on the emotional toll that separation can take, particularly when it comes to the loss of friendships and the support systems that often fracture during this challenging time. Sallyanne shares her insights on how to manage these relationships and the importance of surrounding oneself with a supportive network.

We also discuss the financial implications of divorce, particularly for those who may feel trapped due to a lack of resources. Sallyanne highlights the existence of organizations like Plenty and Just Fund, which provide lines of credit for legal and coaching services. This information is crucial for listeners who may feel they cannot afford the support they need to navigate their divorce effectively.

As we wrap up our discussion, Sallyanne emphasizes the importance of education and empowerment. She encourages listeners to take proactive steps in building their financial independence and understanding their worth. We touch on the idea that many individuals already possess the answers they seek; they just need the right questions to guide them.

This episode serves as a powerful reminder that while divorce can be a painful and isolating experience, it can also be a catalyst for personal growth and transformation. Sallyanne compassionate approach and wealth of knowledge provide invaluable support for anyone facing these challenges. We conclude with an invitation for listeners to reach out, whether they are at the beginning of their journey or seeking further guidance, reinforcing the message that they are not alone in this process.

I hope you find these insights as enlightening as I did! and if you loved Sallyanne advice as much as I did and would like to get in contact with her. click the link below to organise your free Intro Call. Let’s empower ourselves and each other to navigate these challenging times with confidence and clarity.

https://www.reflectcoaching.com.au/contact

00:00:00 - Introduction and Personal Anecdotes Discussion about personal relationships and weekend plans involving family and an ex-husband.

00:01:15 - Introducing Sally-Ann Hartnell Introduction of the guest, Sally-Ann Hartnell, and her expertise in coaching through divorce.

00:01:46 - Understanding Narcissism in Divorce Discussion on the overuse of the term "narcissist" and its implications in divorce situations.

00:03:56 - Conflict vs. Divorce Exploration of how conflict, rather than divorce itself, impacts children and families.

00:05:24 - Coaching Services Overview Information on how listeners can connect with Sally-Ann and the services she offers.

00:06:59 - Unravel Course Introduction Overview of the "Unravel" course designed to help individuals navigate their feelings and decisions.

00:08:57 - Empowerment Through Education Discussion on the importance of education and self-empowerment during the divorce process.

00:10:00 - Future Podcast Episodes Plans for future discussions and topics to cover in upcoming episodes.

00:12:28 - Financial Resources for Divorce Information on financial resources available for those who may struggle to afford legal support.

00:14:24 - Building Financial Independence Advice on increasing earning capacity and financial independence post-divorce.

00:16:01 - The Importance of Support Networks Discussion on the need for a supportive network during and after divorce.

00:18:01 - Closing Thoughts and Future Collaborations Wrap-up of the conversation and plans for future collaborations between the hosts.

00:23:36 - Acknowledgment of Traditional Land Recognition of the traditional custodians of the land where the podcast is recorded.

00:24:07 - Podcast Conclusion and Disclaimer Closing remarks, reminders to subscribe, and a disclaimer about the podcast's content.

Hey Honeys!

I'm excited to share the latest episode of the Happy Money Journey podcast, where we continue our deep dive into the complexities of relationships and breakups with the amazing Sallyanne Hartnell. This is part 2 of our 3-part interview, and trust me you don't want to miss it.

In this part, Sallyanne shares some truly eye-opening insights. One of the most empowering messages is that our attachment styles aren't set in stone. We can heal, change, and grow, which is incredibly liberating. She also talks about the importance of creating meaningful rituals and moments with our kids, especially as single parents. It's not about the material things; it's about the connections we build.

Another key takeaway is the importance of centring ourselves in our decision-making processes. Sallyanne encourages us to envision where we want to be in the future and assess whether our current relationships can support that vision. It's all about making conscious choices that align with our true selves. I believe this episode is a must-listen for anyone navigating the ups and downs of relationships.

Tune in now to hear more from Sally-Ann and gain some valuable insights that could transform your journey.

I hope you find these insights as enlightening as I did! and if you loved Sallyannes advice as much as I did and would like to get in contact with her click the link bellow to organise your free Intro Call. Let’s empower ourselves and each other to navigate these challenging times with confidence and clarity. https://www.reflectcoaching.com.au/contact

#HappyMoneyJourney #Podcast #Relationships #SelfDiscovery #SallyAnneHartnell

Hey everyone! I'm excited to share our latest episode where we dive deep into the complexities of navigating divorce and financial independence. Whether you're contemplating separation or have already taken that step, this episode is packed with valuable insights. Here are my top three takeaways that I believe everyone should consider:

1. Financial Visibility is Key: Before making any decisions about your lifestyle or expectations during a divorce, it's crucial to have a clear understanding of your financial situation. Knowing what's coming in, what's going out, and where your assets and debts lie can empower you to make informed choices. As our guest emphasized, shifting your mindset from scarcity to empowerment can help you regain control over your financial future. Remember, knowledge is power!

2. Build Your Support Team Wisely: If you find yourself in a situation where financial abuse has occurred or you're feeling overwhelmed, it's essential to surround yourself with the right people. Whether it's a forensic accountant, a family lawyer, or a supportive friend, choose your team based on trust and expertise. Our guest shared a great strategy: create a "pie chart" of your needs and identify who in your network can help you in those areas. Personal recommendations can be invaluable, so don’t hesitate to ask for guidance!

3. Focus on Your Future and Values: During the tumultuous times of separation, it’s easy to get caught up in anger and resentment. However, our guest highlighted the importance of focusing on your long-term vision and values. By clarifying what truly matters to you, you can make decisions that align with your goals rather than reacting out of hurt. This approach not only helps in navigating the divorce process but also sets the stage for healthier relationships in the future.

I hope you find these insights as enlightening as I did! and if you loved Sallyannes advice as much as I did and would like to get in contact with her click the link bellow to organise your free Intro Call. Let’s empower ourselves and each other to navigate these challenging times with confidence and clarity.

https://www.reflectcoaching.com.au/contact

#Divorce #FinancialIndependence #Empowerment #Podcast #NewEpisod #HappyMoneyJourney